SMSF Lending Support Made Clear
Managing a Self-Managed Super Fund comes with important responsibilities, especially when it comes to borrowing. If an SMSF is considering a property purchase, it’s important to understand the lending rules that apply.
Our goal is to make the lending process feel straightforward and well-supported, so you can make informed decisions in conjunction with advice from a licensed financial adviser.
SMSF Lending Can Feel Complex. Understand the Lending Process.
Managing a Self-Managed Super Fund involves a lot of moving parts, and borrowing through an SMSF can add another layer of complexity. Many trustees look for clearer information about the lending side; what lenders require, how SMSF loans work, and what steps come next.
SMSF Lending — Understanding the Lending Process
We Understanding the Lending Objectives
We begin by understanding what your SMSF is aiming to achieve from a lending perspective. This helps us understand the general lending parameters relevant to your SMSF.
Reviewing General Lending Information
We review your SMSF’s borrowing capacity, outline the lending requirements that apply to SMSF transactions, and outline commonly available SMSF lending arrangements offered by participating lenders. Where needed, we coordinate with your accountant or financial adviser to assist with the credit application process alongside advice provided by licensed professionals.
Supporting the Loan Application Process
From application to settlement, we manage the lending steps, liaise with lenders, and provide clear communication throughout the process, by providing clear information throughout the process..
What Makes Anchor Different?
Trust & Testimonials
We’re proud to help Australians feel anchored. Here’s what some of them say.
“Refinancing Felt Overwhelming, until We Spoke With Anchor.”
With two young kids and rising household costs, Karen and Luke felt stretched by ongoing rate increases. Refinancing seemed overwhelming, but they reached out to Anchor for support. We reviewed their situation, compared options from our panel of lenders, and helped them switch to a loan that reduced their monthly repayments based on their circumstances.
"We didn’t think switching would be worth the effort, but Anchor explained everything clearly and guided us through each step. The change has made a real difference for our family."
Karen & Luke, Adelaide
“Anchor Helped Me Explore Business Loan Options When I Thought I Had None.”
Tom had been self-employed for just under a year and found it difficult to meet the income-verification requirements of several banks. When he approached Anchor, we reviewed his full financial picture, including invoices, cash flow, and recent business growth, and helped him explore specialist lending options suited to his circumstances.
"It was such a relief to feel understood. Anchor explained everything clearly and supported me through the whole process. It made an overwhelming situation feel manageable."
Tom, Self-Employed Contractor
“Anchor Guided Us Through the Process When We Needed Help Most.”
Emily and her partner were first-time buyers who had already experienced a declined application and were starting to lose hope. When they reached out to Anchor, we helped organise their documents, guided them through the process, and supported them as their lender assessed their application. Their conditional approval came through quickly based on their circumstances and the lender’s criteria.
“Anchor treated us like people, not paperwork. They explained every step, supported us through the nerves, and helped us feel confident moving into our first home."
Emily & Dave, South Australia
These testimonials reflect the specific circumstances of the individual clients. Lending outcomes vary depending on personal financial situations, lender criteria, and loan requirements. Loan approval is not guaranteed.
These aren’t just loans — they’re important moments.
At Anchor Mortgage Brokers, we’re committed to providing clear guidance and steady support, helping clients feel informed and confident at every stage.

















