Buying your first home is a massive milestone; exciting, yes, but also a little terrifying. Among the many decisions you’ll face is whether to pay for a building and pest inspection. When every dollar counts, it’s tempting to skip it. But here’s the truth; this step can help you better understand the condition of the property before you commit.
Do I Really Need a Building and Pest Inspection?
Short answer; they’re commonly recommended, especially for established properties. These inspections can reveal hidden problems like structural cracks, termites, faulty wiring, or plumbing issues. Left unchecked, these issues can sometimes be costly to repair. While some buyers assume they’ll "spot anything major" themselves, inspectors are trained to identify warning signs that may not be obvious during a standard walkthrough.
In some places, like the ACT, sellers must provide inspection reports. But in most of Australia, it’s up to the buyer to organise one — and bear the cost. That’s why many first-home buyers hesitate. But many buyers choose to arrange an inspection so they have clearer information before proceeding.
What’s Included in a Building and Pest Inspection?
A qualified inspector will assess the property’s structure, moisture levels, roof condition, drainage, and more. The pest inspection checks for termite activity and damage, which can be hard to detect with the naked eye. You’ll receive a written report that outlines the findings and helps you better understand the condition of the property.
Tip: Always use a licensed, insured professional. And try to attend the inspection, it’s a great chance to ask questions in person.
How Much Does It Cost?
Expect to pay around $400–$800 depending on the property and location. Yes, it’s an added upfront cost, but compare that to the price of repairing a termite infestation or replacing a leaky roof. Viewed that way, it can be a useful upfront check before committing to a purchase.
Emotionally Overwhelmed? You’re Not Alone.
It’s easy to get swept up in the dream of your first home, the sunny kitchen, the cute backyard, and overlook red flags. You might feel rushed, especially in competitive markets. But taking time to complete your due diligence can help you feel more informed and prepared. You’ve worked hard to get to this point, you deserve to move in with confidence, not anxiety.
Want to know how to arrange an inspection, what to do if issues are found, and how to factor this into your offer? Our free First Home Buyer e-book has you covered, with step-by-step guidance, checklists, and practical tips to help you navigate the process. Don’t risk costly surprises.
Download your copy now and move forward with clarity and confidence.
